Credit Operations Intern
Key Responsibilities
• Reviewloanapplicationsandverifycustomerinformationforcompletenessandaccuracy.
- Analyze KYCdocuments, incomeproofs, bankstatements, andothersupportingdocuments.
- Assistinevaluatingcustomerprofilesusingcreditbureaureportsandinternalriskparameters.
- Supporttheunderwritingteaminidentifyingdiscrepancies, inconsistencies, andpotentialfraudindicators.
- Maintainaccuraterecordsofcustomerverificationandunderwritingobservations.
- Coordinatewithinternalteamstoresolvedocumentationandapplication-relatedqueries.
- Preparedailyreportsandmaintainoperationaltrackersusing MSExcel.
- Learnandsupportdigitallendingprocesses, creditassessmentmethodologies, andriskmanagementpractices.
Eligibility Criteria
• Recentgraduates(2025/2026 pass-outs)orfinal-yearstudentsawaitingresults.
- Bachelor'sdegree in Commerce, Finance, Economics, Business Administration, Management, orrelateddisciplines.
- MBA(Finance)freshersmayalsoapply.
- Nopriorexperiencerequired.
Skills Required
• Stronganalyticalandlogicalreasoningskills.
- Goodverbalandwrittencommunicationskills.
- Basicunderstandingoffinancialdocumentsandbankingconcepts.
- Proficiency in MSExcel and MSOffice.
- Eagernesstolearnaboutcreditunderwritinganddigitallending.
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Interview advice
Going for the Operations role at Bhanix? A few things that help freshers walk in prepared:
- Have one example ready where you brought order to chaos — a process you organised or a bottleneck you fixed, with the result.
- Send a short thank-you message within a day that refers to something specific you discussed — most freshers skip this, and it is remembered.
- Spend 30 to 60 minutes beforehand on the company's site, recent news and LinkedIn, so you can name one specific reason you want to join when they ask.
- Re-read the job description and prepare two projects or coursework examples that map directly to what it asks for.
- Rehearse "tell me about yourself" out loud in about 60 seconds — education, one standout achievement, why this role — instead of reciting your CV top to bottom.