Credit Associate

Role&responsibilities

•Ensuresubmissionofallthedocumentsasperchecklistinallsampledcasesby the RTRMbyverifying Emnestdata.
•Raisingprimaryqueriesregardingpendingdocumentswiththebranches.
•Checkingofthedetailsoftheapplicantsandco-applicantsenteredinemnestwiththedocumentssubmittedtoensurethatthedatafetchedinemnestiscorrect.
•Ensurethatall KYCdocumentsareself-attested, Originalsareseenandverifiedbythesourcingofficialsandthedatafetchedarecorrect.
•Ensuringthatminimumincomenormsandagenormsaremetasper the Cred it Policy
•Ensurethatrequired FI/RCUreportsareuploadedinemnestandthedatacapturedcorrectlyandappropriatedeviationstaken for Refer/Negativereports
•Ensurethatalltheincomedocumentsareuploadedinemnestanddetailsarefedcorrectly
inemnest.
•Checkthedetails of Loginfeecollectedandenteredcorrectlyinemnestand the Balance Feeisdeducted/collectedduringdisbursement.
•Checkandensurethatallthedocumentsasper LSRareuploadedinemnestbythebranch.
•Ensureallthefieldvisitreportsandphotosareuploadedinemnestandtoreportanydiscrepanciesfound.
•Ensuringthat the KYCdetailsaspertheapplicationarecorrectlyenteredinthebureaureportandarematchingwithemnestandtoverifytheeligiblescoresasper Policy.
•Maintenanceofdataregardingverificationofthedocuments, queriesraised, statusofthequeryreplyandpending.
•Submissionofperiodical MISregardingpendingstatus.